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Cyprus coastline with relocation planning tools

Cyprus expat planning hub

Plan your move to Cyprus with clearer guides and smarter tools

Use updated 2026 guides and practical calculators to compare residency routes, tax scenarios, housing costs, healthcare, transport, utilities, business setup, and everyday life in Cyprus.

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Guide library40
Quick answers31
Calculators25
FocusCyprus
Planning year2026

Built for real Cyprus planning

CyExpats helps you turn scattered Cyprus information into practical next steps.

Use the site when you are comparing where to live, estimating costs, checking residency paperwork, planning tax questions, or trying to understand daily life before you commit time and money.

Plain-English guides Residency, housing, healthcare, banking, utilities, transport, tax basics, and everyday admin.
Practical calculators Editable estimates for tax, property, relocation, utilities, cars, pensions, dividends, and business planning.
Human review Written for people making real Cyprus decisions, with reminders to verify important points before acting.

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Find guides, answers and calculators

Type at least 2 characters. Results are ranked by title, keywords, headings and matching content sections.

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Start With The Right Path

CyExpats is organised around the decisions most expats actually need to make: legal residence, household budget, tax setup, housing, healthcare, work, transport, and long-term planning.

Before You Move

Check residency routes, documents, banking, pets, city fit, and realistic cost assumptions before booking the move.

MONTH 1
First Month

Work through registration, TIC, social insurance, lease signing, utilities, transport, healthcare access, and mobile setup.

EUR
Long-Term Life

Plan taxes, property, business, citizenship, retirement, schooling, language, and whether Cyprus still fits your goals.

Cyprus Expat Answers

Get short, practical answers to common Cyprus questions before you dive into a full guide or calculator.

Browse all answers
% EUR SDC 17% NON-DOM OK GESY 2.65% DIVIDENDS
Tax & Non-Dom

Do Cyprus non-doms pay tax on foreign dividends?

A quick look at SDC, GESY/GHS, and foreign withholding tax for dividend income.

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60 TAX RESIDENCY DAYS 1 7 14 21 28 30 31 37 44 51 58 59 60 +days CY TAX RESIDENT 60+ days in Cyprus not resident elsewhere + business/property nexus
Residency

What is the Cyprus 60-day tax residency rule?

Understand why the 60-day route is useful, but not simply a day-count shortcut.

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BUYING COSTS Transfer fee: 3-% Stamp: 0.15-.2% VAT: 5-9% (new) Legal: 1-.5% Agency: ~3% Total: 10-5%+ of price EUR
Property

What are the costs when buying property in Cyprus?

Check the main buying costs before making an offer or comparing properties.

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Featured Guides

Jump into the core guides most people need first, or browse the full guide library by category.

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PASSPORT EU Citizen: Direct Non-EU: MEU2 / Cat F Investment: PR ARI route Digital Nomad Visa CYPRUS
Residency

Cyprus Visas and Residency Permits

Understand the main routes for EU and non-EU citizens before planning your move.

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cyexpats.com/guides/interactive Paphos Limassol Nicosia COMPARE Budget: EUR2,400/mo Tax rate: Non-dom GESY on Monthly: EUR1,980 after tax & GESY
Planning

Interactive Guide to Expat Life in Cyprus

Compare cities, costs, residency routes, tax basics, healthcare, and first-month steps.

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Gross Income 20% deduction Taxable income Tax due CY INCOME TAX BANDS EUR0 - EUR19,500 0% EUR19,501 - EUR28,000 20% EUR28,001 - EUR36,300 25% EUR36,301 - EUR60,000 30% Over EUR60,000 35% NON-DOM: No SDC on dividends/interest
Tax

Understanding Cyprus Tax for Expats

Get a practical overview of tax residency, non-dom, income categories, and reporting.

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LEASE Deposit: 1- mo Agency: 1 mo Legal review: EUR450 Stamp duty: 0.15%
Housing

How to Rent in Cyprus

Navigate rental search, deposits, agencies, lease terms, and move-in checks.

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GESY CARD GESY 2.65% Name: Expat User ID: CY-XXXX-XXX Active OK Public GESY Private cover 112
Healthcare

Cyprus Healthcare System Explained

Learn how GESY, private cover, pharmacies, and emergency care work.

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Yellow Slip (MEU1) TIC (tax ID) Bank account Social insurance GESY registration 60% complete 3 tasks remaining
Checklist

First Month in Cyprus Checklist

A practical arrival checklist for admin, housing, utilities, banking, and transport.

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Featured Calculators

Use calculators when you need numbers, not vague averages. Each tool keeps assumptions visible and editable.

Browse all calculators
EUR42,500 gross income 7 8 9 % 4 5 6 EUR CALCULATE 0 = RESULT BREAKDOWN Income tax EUR4,375 GESY contribution EUR1,126 Social insurance EUR4,102 Net take-home EUR32,897 77% net / 23% deducted
Tax

Income Tax and GESY

Estimate Cyprus income tax and GESY deductions for salary planning.

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FIRE 25x target FIRE! 4% rule EUR1.2M target 12yr runway EUR48,000 annual spend
Finance

FIRE Planner

Project financial independence progress for a Cyprus expat household.

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Property price EUR350,000 Transfer: EUR7,500 VAT: EUR7,500 Legal: EUR1,500 Stamp: EUR25 Agency: EUR10,500 Total cash needed: ~EUR399,525 ~14% on top of price
Property

Property Purchase Cost

Estimate buying costs, fees, VAT, transfer fees, and cash needed.

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MONTHLY BUDGET EUR2,200 Rent/Housing: EUR950 Food: EUR450 Transport: EUR300 Utilities: EUR80 Other/social: EUR320 CITY INDEX Paphos Limas. Nicosia monthly cost
Living

Cost of Living

Build a practical monthly Cyprus household budget.

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COMPANY SETUP COSTS Incorporation fee EUR1,500-3,000 Registered office (annual) EUR600-800 Audit fee (yr 1) EUR1,200-2,500 VAT registration Free Corp tax rate 12.5% Year 1 total: EUR3,200-6,300
Business

Company Setup Cost

Estimate Cyprus company formation and first-year compliance costs.

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AAPL +.3% MSFT +.1% VTI +.8% SCHD +.4% ORC +.6% SCHD VYM ORC JEPI QYLD 3.4% 5.8% 14%+ 11.2% 12.8% DIVIDEND FLOW Gross div EUR1,000 WHT: -150 SDC: EUR0 (non-dom) GESY: -26.50 Net: EUR823.50
Investment

Stock and ETF Dividend Income

Plan dividend cash flow with ticker lookup, FX, withholding, SDC, GESY, and fees.

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What To Use First

If you are early in the process, start with the interactive guide and then validate your budget with calculators.

  • Residency and visa route
  • Monthly cost of living
  • Income tax and GESY estimate
  • Housing decision: rent, buy, or wait

How To Read The Results

The site is designed for planning, not blind decision-making. Use it to narrow questions before you speak with official authorities or advisers.

  • Replace defaults with your own quotes and documents
  • Use current official links inside each guide where available
  • Keep a buffer for deposits, delays, and admin surprises
CyExpats.com provides practical planning information. For immigration, tax, legal, medical, property, investment, or financial decisions, confirm details with the relevant official authority or a qualified adviser.