1. Agreement to Terms
These Terms and Conditions govern your access to and use of CyExpats.com and its related guides, calculators, tools, forms, advertisements, and resources, together called the Site.
By using the Site, you confirm that you have read, understood, and agree to these Terms and the Privacy Policy. If you do not agree, please stop using the Site.
I may update these Terms by changing the Last updated date on this page. Your continued use of the Site after an update means you accept the revised Terms.
2. Intellectual Property Rights
Unless otherwise stated, the Site content, design, calculators, research guides, text, graphics, layout, and related materials are owned by or licensed to CyExpats.com.
The Site is provided for personal, non-commercial use. You may not copy, reproduce, adapt, scrape, republish, sell, or commercially exploit the Site content or calculator logic without prior written permission.
3. User Representations and Prohibited Activities
By using the Site, you represent that you have the legal capacity to agree to these Terms and that you will not use the Site for an unlawful or unauthorized purpose.
- Do not systematically retrieve or scrape Site data to build a competing database, directory, or service.
- Do not interfere with security, availability, hosting, advertising scripts, consent mechanisms, or normal operation of the Site.
- Do not copy, adapt, reverse engineer, or redistribute calculators, tools, or content for commercial use.
- Do not submit malicious code, spam, abusive messages, or misleading information through forms.
- Do not artificially generate ad impressions, clicks, traffic, conversions, or other interactions with advertisements.
- Do not encourage others to click ads or use the Site in a way that violates advertising network policies.
4. Third-Party Websites, Ads, and Content
The Site may link to official authorities, professional resources, third-party websites, advertising partners, embedded services, or external data sources. These links are provided for convenience and context.
I am not responsible for the accuracy, availability, security, policies, or practices of third-party websites, ad networks, advertisers, or services. A link or advertisement does not mean endorsement.
5. Advertising
The Site may display advertisements served by Google AdSense or other advertising partners. Ads help support the cost of operating the Site.
Advertising partners may use cookies, web beacons, IP addresses, or other identifiers as described in the Privacy Policy. Your interaction with an advertisement or advertiser is between you and that advertiser.
You must not click ads for the purpose of supporting the Site, testing ad behavior, increasing revenue, or creating artificial engagement. Invalid traffic can harm the Site and may violate advertising policies.
6. Disclaimer
The guides, calculators, and tools on CyExpats.com are for informational and educational planning only. They are not legal, tax, immigration, medical, investment, financial, or professional advice.
You should verify important decisions with the relevant official authority or a qualified adviser. Rules, rates, fees, thresholds, deadlines, and procedures can change and may depend on your personal situation.
The Site is provided on an as-is and as-available basis. I do not guarantee that the Site will be error-free, uninterrupted, complete, fully up to date, or accepted by any advertising, search, or review platform at all times.
7. Limitation of Liability
To the fullest extent permitted by law, I will not be liable for direct, indirect, incidental, consequential, special, punitive, or other damages arising from your use of the Site, reliance on its content, interactions with advertisers, or use of third-party websites.
My liability to you for any cause will be limited to €50.00 EUR.
8. Governing Law
These Terms are governed by and construed in accordance with the laws of the Republic of Cyprus. If any provision is found unenforceable, the remaining provisions remain in effect.
9. Contact
If you have questions about these Terms, please use the contact page.