Last updated: July 1, 2025
These Terms and Conditions constitute a legally binding agreement made between you ("you") and the owner of CyExpats.com (“I”, “me”, or “my”), concerning your access to and use of the cyexpats.com website and its related services (collectively, the “Site”).
By accessing the Site, you agree that you have read, understood, and are bound by all of these Terms and Conditions. Our Privacy Policy, available at cyexpats.com/privacy, is also incorporated into these Terms and Conditions. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS AND CONDITIONS, INCLUDING THE PRIVACY POLICY, YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND MUST DISCONTINUE USE IMMEDIATELY.
I reserve the right to make changes to these Terms and Conditions at any time. I will alert you to any changes by updating the “Last updated” date. It is your responsibility to periodically review these Terms to stay informed.
Unless otherwise indicated, the Site is my proprietary property. All source code, databases, functionality, software, website designs, text, photographs, and graphics on the Site (the “Content”), including the financial calculator tools, articles, and research guides, and the trademarks and logos contained therein (the “Marks”) are owned or controlled by me or licensed to me. They are protected by copyright and other intellectual property laws.
The Content and the Marks are provided on the Site “AS IS” for your personal, non-commercial use only. No part of the Site and no Content or Marks may be exploited for any commercial purpose whatsoever without my express prior written permission.
By using the Site, you represent and warrant that:
You may not use the Site for any purpose other than that for which I make it available. You agree not to:
The Site may contain (or you may be sent via the Site) links to other websites ("Third-Party Websites") as well as articles, photographs, text, graphics, or other content belonging to or originating from third parties ("Third-Party Content"). Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by me, and I am not responsible for any Third-Party Websites accessed through the Site or any Third-Party Content posted on, available through, or installed from the Site.
This includes, but is not limited to, any advertisements served by Google AdSense or other advertising partners. Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or any Third-Party Content does not imply approval or endorsement thereof by me.
These Terms and Conditions shall remain in full force and effect while you use the Site. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS, I RESERVE THE RIGHT TO, IN MY SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS OR OF ANY APPLICABLE LAW OR REGULATION.
The content, calculators, and tools provided on CyExpats.com are for informational and educational purposes only and do not constitute professional legal, tax, or financial advice. You should consult with a qualified professional for advice tailored to your individual situation.
The Site is provided on an as-is and as-available basis. You agree that your use of the Site will be at your sole risk. To the fullest extent permitted by law, I disclaim all warranties, express or implied, in connection with the Site and your use thereof. I make no warranties about the accuracy or completeness of the Site’s content and assume no liability for any errors or inaccuracies.
IN NO EVENT WILL I BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE. MY LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER WILL AT ALL TIMES BE LIMITED TO €50.00 EUR.
These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of Cyprus.
These Terms and Conditions constitute the entire agreement between you and me. If any provision is found to be unenforceable, the remaining provisions will remain in full effect.
If you have questions or comments about these Terms, please use the contact page to get in touch.