2026 housing decision model

Cyprus Buy vs Rent Calculator

Compare the rough financial outcome of buying a Cyprus property versus renting and investing the available capital.

Equity viewCompares future sale value with rent-and-invest.

Transaction costsIncludes purchase and selling cost assumptions.

Flexible horizonModel 3, 5, 10 years or your own period.

Decision supportHighlights key sensitivity points.

Compare buying and renting

Simple cash/equity comparison over a chosen period. Financing, CGT and personal tax are not modelled unless you reflect them manually in costs.

Better option

Buy outcome

Equity less costs/cash

Rent outcome

Invested cash less rent

Period

Model horizon

This is a planning model, not a mortgage or tax projection. It excludes financing details unless you manually reflect them in costs.