Estimate your stock and ETF dividend income as an expat in Cyprus, factoring in US withholding tax, Cyprus Defense Contribution, and GESY.
Note: EU investors may need to consider UCITS ETFs listed on EU markets instead of US ETFs due to regulations. See below or visit ESMA for details.
Stock/ETF Dividend Income Report
USD
GBP
EUR
RUB
CNY
Tax Notes
• US withholding tax is 15% under the US-Cyprus tax treaty
• Cyprus defense contribution is 17% on 50% of the dividend amount (after US withholding)
• GESY contribution is 2.65% on the first €180,000 of dividend income per year
Disclaimer
This calculator estimates dividend income for Cyprus residents based on current stock data, taxes, and fees. Results are for informational use only and may vary. It is not financial or tax advice. Please consult a professional before investing.
Important Notice for EU Investors ⚠️
EU investors, including Cyprus residents, should be aware that investing in US ETFs may involve regulatory and tax considerations. Due to EU regulations, such as PRIIPs and MiFID II, many US ETFs are not directly accessible to EU retail investors because they lack a required Key Information Document (KID). Instead, retail investors should consider regulator-approved UCITS ETFs listed on EU markets, which comply with European standards for investor protection and transparency. Professional investors (e.g., those with a €500,000 portfolio or significant trading experience) are exempt from this requirement and can trade US ETFs if their broker allows. Contact your broker to check eligibility or visit ESMA for more information on compliant investment options.
